A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better able to withstand economic shocks. Conversely, losses lessen a credit union's ability to do those things.
On Bankrate's test of earnings, TEXSTAR scored 6 out of a possible 30, less than the national average of 10.11.
TEXSTAR had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's beating its peers in this area.