THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during periods of financial trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial fortitude, capital is useful. When looking at safety and soundness, the more capital, the better.
On our test to measure capital adequacy, TEXOMA racked up 30 out of a possible 30 points, beating the national average of 15.65.
TEXOMA appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions.