How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, expanding its capital cushion, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Conversely, losses take away from a credit union's ability to do those things.
On Bankrate's test of earnings, TEXAS PARTNERS scored 4 out of a possible 30, less than the national average of 10.11.
One indication that TEXAS PARTNERS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.