How successful a credit union is at making money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
TEXAR did below-average on Bankrate's test of earnings, achieving a score of 10 out of a possible 30.
One indication that TEXAR is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.