How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
TENNESSEE DEPARTMENT OF SAFETY scored 4 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
TENNESSEE DEPARTMENT OF SAFETY had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, a sign that it's outperforming its peers in this area.