THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members when a credit union is experiencing economic instability. Therefore, a credit union's level of capital is an important measurement of its financial resilience. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, TEMPLE-INLAND achieved a score of 16 out of a possible 30 points, beating out the national average of 15.65.
TEMPLE-INLAND had a capitalization ratio of 16.00 percent in our test, identical the average for all credit unions, an indication that it's right in line with its peers.