How successful a credit union is at earning money has an effect on its long-term survivability. A credit union can retain its earnings, boosting its capital buffer, or put them to work addressing problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's earnings test, TELCO scored 0 out of a possible 30, coming in below the national average of 10.11.
One sign that TELCO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.