A credit union's ability to earn money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to address problematic loans, potentially making the credit union more resilient in times of trouble. Obviously, credit unions that are losing money are less able to do those things.
On Bankrate's test of earnings, TELCO ROSWELL NEW MEXICO scored 2 out of a possible 30, less than the national average of 10.11.
One sign that TELCO ROSWELL NEW MEXICO is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.