A credit union's profitability affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in times of trouble. Credit unions that are losing money, however, are less able to do those things.
TEANECK fell short of the national average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One sign that TEANECK is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.