How successful a credit union is at making money has an effect on its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
T & P LONGVIEW scored 4 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.11.
One sign that T & P LONGVIEW is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.