Asset Quality Score
In this test, Bankrate tries to estimate the effect of troubled assets, such as unpaid loans, on the credit union's reserves set aside to cover loan losses, as well as overall capitalization.
Having extensive holdings of these kinds of assets may eventually require a credit union to use capital to absorb losses, diminishing its cushion of equity. Many of those assets are also likely to be in non-accrual status and no longer earning money, resulting in diminished earnings and potentially more risk of a future failure.
On Bankrate's asset quality test, SYCAMORE scored 36 out of a possible 40 points, less than the national average of 38.09 points.
Troubled assets made up 0.00 percent of SYCAMORE's total assets in our test, lower than the national average and potentially indicative of superior financial strength compared to other credit unions.