How successful a credit union is at earning money has an effect on its safety and soundness. Earnings can be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. However, credit unions that are losing money are less able to do those things.
SWINDELL-DRESSLER scored 0 out of a possible 30 on Bankrate's test of earnings, below the national average of 10.11.
SWINDELL-DRESSLER had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, an indication that it's doing better than its peers in this area.