THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members during times of economic instability for the credit union. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is essential. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, SUSQUEHANNA VALLEY received a score of 6 out of a possible 30 points, failing to reach the national average of 15.65.
SUSQUEHANNA VALLEY appears to be on less solid financial footing than its peers in this area, with a capitalization ratio of 6.00 percent in our test, worse than the average for all credit unions.