THE INSTITUTION'S SCORE
When it comes to measuring a credit union's financial stability, capital is key. It works as a buffer against losses and provides protection for members when a credit union is struggling financially. When looking at safety and soundness, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, SUNY FREDONIA received a score of 12 out of a possible 30 points, below the national average of 15.65.
SUNY FREDONIA appears to be less well prepared for financial trouble than its peers in this area, with a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions.