THE INSTITUTION'S SCORE
Capital works as a bulwark against losses and provides protection for members when a credit union is experiencing financial trouble. Therefore, when it comes to measuring an a credit union's financial stability, capital is important. When looking at safety and soundness, the higher the capital, the better.
STRIP STEEL COMMUNITY racked up 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, above the national average of 15.65.
STRIP STEEL COMMUNITY had a capitalization ratio of 30.00 percent in our test, above the average for all credit unions, suggesting that it's more well prepared for financial trouble than its peers.