How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Obviously, credit unions that are losing money have less ability to do those things.
STONEHAM MUNICIPAL EMPLOYEES scored 8 out of a possible 30 on Bankrate's earnings test, coming in below the national average of 10.11.
STONEHAM MUNICIPAL EMPLOYEES had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.