How successful a credit union is at making money affects its long-term survivability. Earnings can be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
STERLING did above-average on Bankrate's test of earnings, achieving a score of 14 out of a possible 30.
One indication that STERLING is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.