A credit union's earnings performance affects its long-term survivability. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
STEPHENS-ADAMSON EMPLOYEES underperformed the average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
STEPHENS-ADAMSON EMPLOYEES had an earnings ratio of -14.00 percent in our test, below the average for all credit unions, a sign that it's performing behind its peers in this area.