A credit union's profitability affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, likely making the credit union better able to withstand financial trouble. However, credit unions that are losing money have less ability to do those things.
STATE EMPLOYEES COMMUNITY exceeded the national average on Bankrate's test of earnings, achieving a score of 16 out of a possible 30.
STATE EMPLOYEES COMMUNITY had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, an indication that it's beating its peers in this area.