THE INSTITUTION'S SCORE
Capital works as a cushion against losses and provides protection for members when a credit union is experiencing economic trouble. Therefore, an institution's level of capital is a valuable measurement of its financial fortitude. From a safety and soundness perspective, the higher the capital, the better.
STARR COUNTY TEACHERS did better than the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, receiving a score of 26 out of a possible 30 points.
STARR COUNTY TEACHERS appears to be more resilient than its peers, with a capitalization ratio of 26.00 percent in our test, above the average for all credit unions.