A credit union's earnings performance affects its safety and soundness. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to address problematic loans, potentially making the credit union better able to withstand financial trouble. Conversely, losses lessen a credit union's ability to do those things.
STAR CHOICE scored 16 out of a possible 30 on Bankrate's earnings test, beating out the national average of 10.11.
One sign that STAR CHOICE is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.