THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and as protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial fortitude, capital is useful. From a safety and soundness perspective, the more capital, the better.
On our test to measure the adequacy of a credit union's capital, STAMFORD POSTAL EMPLOYEES racked up 30 out of a possible 30 points, exceeding the national average of 15.65.
STAMFORD POSTAL EMPLOYEES appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, better than the average for all credit unions.