THE INSTITUTION'S SCORE
Capital works as a buffer against losses and provides protection for members during times of financial instability for the credit union. It follows then that when it comes to measuring an an institution's financial strength, capital is useful. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, ST. TAMMANY racked up 18 out of a possible 30 points, above the national average of 15.65.
ST. TAMMANY appears to be stronger than its peers, with a capitalization ratio of 18.00 percent in our test, above the average for all credit unions.