THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members during times of economic trouble for the credit union. Therefore, when it comes to measuring an a credit union's financial resilience, capital is key. When looking at safety and soundness, more capital is better.
On our test to measure capital adequacy, ST. PIUS X CHURCH received a score of 10 out of a possible 30 points, lower than the national average of 15.65.
ST. PIUS X CHURCH had a capitalization ratio of 10.00 percent in our test, lower than the average for all credit unions, suggesting that it's less well prepared for financial trouble than its peers.