THE INSTITUTION'S SCORE
Capital works as a cushion against losses and affords protection for members when a credit union is struggling financially. It follows then that a credit union's level of capital is a crucial measurement of its financial strength. When it comes to safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, ST. PAUL A.M.E. ZION CHURCH achieved a score of 30 out of a possible 30 points, beating the national average of 15.65.
ST. PAUL A.M.E. ZION CHURCH appears to be more resilient than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.