A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, increasing its capital buffer, or use them to address problematic loans, likely making the credit union better prepared to withstand financial shocks. Conversely, losses take away from a credit union's ability to do those things.
ST. LANDRY PARISH underperformed the average on Bankrate's test of earnings, achieving a score of 0 out of a possible 30.
One sign that ST. LANDRY PARISH is underperforming its peers in this area was its earnings ratio of -57.00 percent in our test, worse than the average for all credit unions.