A credit union's ability to earn money has an effect on its long-term survivability. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial trouble. Credit unions that are losing money, however, have less ability to do those things.
On Bankrate's earnings test, SPOKANE LAW ENFORCEMENT scored 2 out of a possible 30, failing to reach the national average of 10.11.
One indication that SPOKANE LAW ENFORCEMENT is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.