THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members when a credit union is struggling financially. Therefore, when it comes to measuring an a credit union's financial strength, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
SP TRAINMEN racked up 30 out of a possible 30 points on our test to measure the adequacy of a credit union's capital, beating out the national average of 15.65.
SP TRAINMEN appears to be stronger than its peers, with a capitalization ratio of 30.00 percent in our test, above the average for all credit unions.