How successful a credit union is at earning money affects its long-term survivability. Earnings may be retained by the credit union, giving a boost to its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand economic trouble. Credit unions that are losing money, however, are less able to do those things.
SOUTHWEST COUNTIES SCHOOL EMPLOYEES outperformed the average on Bankrate's earnings test, achieving a score of 12 out of a possible 30.
One indication that SOUTHWEST COUNTIES SCHOOL EMPLOYEES is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.