THE INSTITUTION'S SCORE
Capital works as a cushion against losses and as protection for members during times of financial instability for the credit union. Therefore, when it comes to measuring an an institution's financial stability, capital is valuable. When it comes to safety and soundness, the more capital, the better.
On our test to measure capital adequacy, SOUTHWEST AIRLINES received a score of 12 out of a possible 30 points, below the national average of 15.65.
SOUTHWEST AIRLINES had a capitalization ratio of 12.00 percent in our test, less than the average for all credit unions, an indication that it's weaker than its peers.