THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and affords protection for members when a credit union is struggling financially. It follows then that when it comes to measuring an a credit union's financial strength, capital is crucial. When looking at safety and soundness, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, SOUTHERN STAR racked up 22 out of a possible 30 points, exceeding the national average of 15.65.
SOUTHERN STAR appears to be more resilient than its peers, with a capitalization ratio of 22.00 percent in our test, above the average for all credit unions.