How successful a credit union is at making money affects its safety and soundness. Earnings can be retained by the credit union, giving a boost to its capital buffer, or be used to address problematic loans, potentially making the credit union better able to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
SOUTHERN BAPTIST CHURCH OF NEW YORK scored 0 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
SOUTHERN BAPTIST CHURCH OF NEW YORK had an earnings ratio of 0.00 percent in our test, better than the average for all credit unions, suggesting that it's running ahead of its peers in this area.