How successful a credit union is at making money affects its safety and soundness. A credit union can retain its earnings, boosting its capital cushion, or put them to work addressing problematic loans, likely making the credit union better able to withstand economic shocks. Losses, on the other hand, take away from a credit union's ability to do those things.
On Bankrate's test of earnings, SOUTHEASTERN OHIO scored 12 out of a possible 30, exceeding the national average of 10.11.
One indication that SOUTHEASTERN OHIO is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.