A credit union's ability to earn money has an effect on its safety and soundness. Earnings may be retained by the credit union, expanding its capital cushion, or be used to deal with problematic loans, potentially making the credit union better able to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
On Bankrate's test of earnings, SOUTH HILLS HEALTHCARE scored 12 out of a possible 30, beating out the national average of 10.11.
SOUTH HILLS HEALTHCARE had an earnings ratio of 0.00 percent in our test, above the average for all credit unions, suggesting that it's doing better than its peers in this area.