How successful a credit union is at making money has an effect on its long-term survivability. Earnings can be retained by the credit union, boosting its capital buffer, or be used to deal with problematic loans, likely making the credit union better able to withstand economic shocks. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, SOUTH FLORIDA scored 0 out of a possible 30, coming in below the national average of 10.11.
One indication that SOUTH FLORIDA is beating its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.