THE INSTITUTION'S SCORE
Capital acts as a buffer against losses and provides protection for members during periods of financial trouble for the credit union. Therefore, when it comes to measuring an an institution's financial strength, capital is essential. From a safety and soundness perspective, the higher the capital, the better.
SOURCEONE scored above the national average of 15.65 points on our test to measure the adequacy of a credit union's capital, receiving a score of 20 out of a possible 30 points.
SOURCEONE appears to be on more solid financial footing than its peers, with a capitalization ratio of 20.00 percent in our test, better than the average for all credit unions.