How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital cushion, or be used to deal with problematic loans, potentially making the credit union more resilient in tough times. Losses, on the other hand, diminish a credit union's ability to do those things.
SOO LINE scored 8 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One sign that SOO LINE is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.