THE INSTITUTION'S SCORE
Capital acts as a cushion against losses and provides protection for members during times of economic instability for the credit union. Therefore, an institution's level of capital is a key measurement of its financial resilience. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, SIKORSKY FINANCIAL received a score of 14 out of a possible 30 points, lower than the national average of 15.65.
SIKORSKY FINANCIAL had a capitalization ratio of 14.00 percent in our test, lower than the average for all credit unions, suggesting that it could be less resilient in a crisis than its peers.