How successful a credit union is at making money affects its long-term survivability. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, likely making the credit union better able to withstand financial shocks. Conversely, losses take away from a credit union's ability to do those things.
SHYANN fell short of the national average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One indication that SHYANN is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.