A credit union's ability to earn money affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, potentially making the credit union better prepared to withstand financial shocks. Conversely, losses diminish a credit union's ability to do those things.
SENTINEL beat the national average on Bankrate's earnings test, achieving a score of 14 out of a possible 30.
One indication that SENTINEL is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.