A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, giving a boost to its capital cushion, or use them to deal with problematic loans, likely making the credit union better prepared to withstand financial shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
SELF MEMORIAL HOSPITAL scored 2 out of a possible 30 on Bankrate's test of earnings, failing to reach the national average of 10.11.
One indication that SELF MEMORIAL HOSPITAL is running ahead of its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.