A credit union's ability to earn money affects its safety and soundness. Earnings may be retained by the credit union, expanding its capital buffer, or be used to deal with problematic loans, likely making the credit union more resilient in tough times. Conversely, losses reduce a credit union's ability to do those things.
On Bankrate's earnings test, SCIENCE PARK scored 0 out of a possible 30, lower than the national average of 10.11.
One indication that SCIENCE PARK is outperforming its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.