How successful a credit union is at making money has an effect on its long-term survivability. Earnings may be retained by the credit union, increasing its capital buffer, or be used to deal with problematic loans, likely making the credit union better prepared to withstand economic shocks. Losses, on the other hand, lessen a credit union's ability to do those things.
SCENIC FALLS scored 2 out of a possible 30 on Bankrate's test of earnings, falling short of the national average of 10.31.
SCENIC FALLS had an earnings ratio of 0.00 percent in our test, below the average for all credit unions, a sign that it's underperforming its peers in this area.