A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, potentially making the credit union better prepared to withstand economic shocks. However, credit unions that are losing money have less ability to do those things.
On Bankrate's test of earnings, SAVANNAH SCHOOLS scored 4 out of a possible 30, less than the national average of 10.11.
SAVANNAH SCHOOLS had an earnings ratio of 0.00 percent in our test, higher than the average for all credit unions, suggesting that it's running ahead of its peers in this area.