A credit union's earnings performance affects its safety and soundness. A credit union can retain its earnings, increasing its capital cushion, or put them to work addressing problematic loans, likely making the credit union more resilient in tough times. Credit unions that are losing money, however, have less ability to do those things.
SANGAMO-OCONEE EMPLOYEES scored 0 out of a possible 30 on Bankrate's earnings test, below the national average of 10.11.
One indication that SANGAMO-OCONEE EMPLOYEES is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, higher than the average for all credit unions.