A credit union's profitability affects its long-term survivability. Earnings may be retained by the credit union, boosting its capital cushion, or be used to address problematic loans, likely making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
SAN PATRICIO COUNTY TEACHERS did below-average on Bankrate's earnings test, achieving a score of 0 out of a possible 30.
One sign that SAN PATRICIO COUNTY TEACHERS is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.