How successful a credit union is at earning money has an effect on its safety and soundness. A credit union can retain its earnings, boosting its capital buffer, or use them to address problematic loans, likely making the credit union more resilient in tough times. Losses, on the other hand, lessen a credit union's ability to do those things.
SALEM SCHOOL SYSTEM received below-average marks on Bankrate's test of earnings, achieving a score of 2 out of a possible 30.
One indication that SALEM SCHOOL SYSTEM is doing better than its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.