A credit union's earnings performance affects its long-term survivability. A credit union can retain its earnings, giving a boost to its capital buffer, or put them to work addressing problematic loans, potentially making the credit union better able to withstand financial trouble. Credit unions that are losing money, however, are less able to do those things.
On Bankrate's test of earnings, SABATTUS REGIONAL scored 10 out of a possible 30, lower than the national average of 10.11.
One sign that SABATTUS REGIONAL is beating its peers in this area was its earnings ratio of 0.00 percent in our test, above the average for all credit unions.