THE INSTITUTION'S SCORE
Capital acts as a bulwark against losses and provides protection for members when a credit union is experiencing economic instability. It follows then that when it comes to measuring an an institution's financial fortitude, capital is important. From a safety and soundness perspective, the higher the capital, the better.
On our test to measure the adequacy of a credit union's capital, S.F. POLICE racked up 18 out of a possible 30 points, beating the national average of 15.65.
S.F. POLICE appears to be stronger than its peers, with a capitalization ratio of 18.00 percent in our test, above the average for all credit unions.