A credit union's profitability has an effect on its safety and soundness. A credit union can retain its earnings, expanding its capital buffer, or use them to address problematic loans, potentially making the credit union more resilient in times of trouble. Losses, on the other hand, take away from a credit union's ability to do those things.
ROME TEACHERS fell short of the national average on Bankrate's test of earnings, achieving a score of 6 out of a possible 30.
One sign that ROME TEACHERS is beating its peers in this area was its earnings ratio of 0.00 percent in our test, better than the average for all credit unions.